Is lupus a disability [Claiming disability allowance]

Is lupus a disability
Is lupus a disability:

We discuss is lupus a disability, applying ssi for lupus and what to expect for receiving disability for lupus.

IS LUPUS A DISABILITY:

Does lupus qualify for disability: Simple answer is YES: 

Lupus affects people of all ages, races, ethnicities and genders equally.  It is an autoimmune disease that can affect different parts of the body including the skin, kidneys, joints, and lungs. Lupus isn't easy to diagnose because it shares symptoms with many other conditions.

It is also very hard to treat lupus because there are multiple factors that determine how a person will respond to treatment and the disease progresses quickly and is unpredictable. There are treatments available but they aren't always 100% successful so it's important to keep an eye out for any warning signs that may indicate you have developed lupus or another autoimmune disease.

Lupus can causes disabilities in some people who are afflicted by this condition can claim benefits as Social Security has a complete list of  qualifying disabilities they record in a “Blue Book,” and lupus is included on the list as a disability.

Systemic lupus erythematosus, also called lupus, is an autoimmune disease in which the body's immune system tends to attack itself and  depending on how severe the disease is, it can cause significant damage to skin,  joints, kidneys, blood, lungs and the heart.

lupus disability benefits (ssi):

If you are suffering from severe Lupus and finding it hard to work and make a decent livelihood, receiving disability by applying for either SSDI or SSI could help you financially but first it's important for you to understand if you should make a claim for SSDI or SSI.

Difference between Social Security Disability (SSDI) and SSI:

Both SSI and SSDI disability programs offer cash benefits for disabled individuals but the difference is in the financial eligibility requirements.

The most important thing is to understand what disability benefit you should be applying for, is it SSI (Supplemental Security Income) and SSDI (Social Security Disability Insurance).

The main difference between SSI and SSDI is that SSDI is available to people who have a sufficient number of work credits, while SSI  benefits are accessible to low-pay people who have either never worked or who haven't accumulated sufficient work credits to fit the bill for SSDI. 

  • Supplemental Security Income (ssi) is applicable strictly on need-bases i.e according to income and assets.
  • To qualify for SSI, your resources (Assets) should have below $2,000 (or $3,000 for a couple) along with a very restricted pay. 

[in brief] if you're not eligible for SSDI, Lupus is also considered a disability to receive help for SSI.

Is lupus a disability
Is lupus a disability

Lupus qualifying as impairments for benefits:

You can get ssi when your lupus as a disability meets the below requirements:

It involves two or more organs or body systems being affected simultaneously.
It involves at least two major signs or symptoms which could be:

  • Pain or swelling in joints.
  • Headaches.
  • Fever.
  • Anemia.
  • Pain in chest when you breath deeply.
  • Being sensitive to sunlight.
  • Losing of Hair.
  • Abnormal blood-clots.

You have to prove that your lupus is chronic and severe and that your disability is limiting or restricting you in the below mentioned ways:

  • Restricting day to day living functionalities.
  • Restricting social functioning.
  • Restriction being caused by Lupus is not allowing you to complete your given task or job, be it because of concentration, speed etc.

SSA general rule for any disability benefits approval (ssi):

  • You will not be able to do your work.
  • You can't adjust to any other work.
  • Your illness is going to last for a minimum of one year.

The limitation must seriously interfere with your ability to function independently, appropriately and effectively to receive lupus disability benefits.

The amount of evidence required in both circumstances (SSDI & SSI) for receiving benefits for lupus would be more or less the same and exhaustive so it's imperative all your medical records are prepared and up to date and that you are in constant touch with your doctor.

Lupus SSI medical evidence requirement:

The most important evidence that a person can provide will be from medical professionals who have been treating for the impairment.

Keep all of the medical records from treatment for lupus safe as you’ll need these records for your application or appeal. Social Security looks for evidence of these three major points:

  • Existence of impairment: Establishing you have SLE. A doctor cannot “conclude” or "decide" of a person being disable but rather they and the patient have to provide evidence.
  • Severity of impairment: Establishing that it affects your ability to work.
  • Non-medical sources: Includes statements from coworkers, family members and others who know you.
Is lupus a disability
Is lupus a disability:

Functional limitations for lupus disability:

If you suffer from lupus you must often suffer from the following functional limitations:

  • An inability to perform your daily activities (ADLs)
  • Your ability to function socially has been severely impaired or
  • Having severe difficulties completing tasks on time due to difficulty concentrating, persevering, or pacing.

In some cases such as kidney damage, lupus will only affect one organ or body system severely but will not affect another and so it's therefore possible that you do not meet the medical requirements. The functional limitations criteria might not be applied to you if you are still capable of taking care of yourself (feeding yourself, cleaning your house, shopping for household needs, etc.) and have no mental issues that prevent you from performing everyday tasks. Even if you are unable to work full-time (for example, if you require kidney dialysis twice a week), you deserve disability benefits. Your reduced functional ability may still make you qualify you for benefits in this case.

So it's always advised to speak to a professional/lawyer/disability attorney to access and get the best results and start receiving disability allowance for you.

Applying ssi for Lupus:

In the event that you experience the ill effects of lupus you can apply for SSDI or SSI through the Social Security Administration (SSA). There are a few different ways to kick start the application process. You can begin the interaction on the internet or by calling the number at 1-800-772-1213. You can likewise visit your closest SSA office to begin the interaction by meeting directly with a SSA representative.

How long does it take to get SSI for lupus:

The lupus ssi disability claims cases are exceptionally in-depth with the normal case requiring around five months. Cases can be denied twice, however you can then advance to the 3rd appeal which is in front of a law judge.

What to expect after filing lupus disability application:

The disability approval odds for Lupus is that almost two out of three applicants are denied benefits initially and most people who file a written appeal called “reconsideration” are also denied. The third level appeal (reapplying for disability) before an administrative law judge is mostly successful where more than 60 % of cases that have been denied earlier are overturned and approved at this stage.

You should give all medical evidence as documentations of your health and intensive clinical records that help your decision outcome to be positive like therapy results and all other results. 

Your records ought to demonstrate any side effects you endure alongside their disability seriousness. Your healthcare provider should also point out any constraints or functional limitations you have because of your sickness for your disability claim. 

Conclusion:

Lupus is a disability as per SSA guidelines but claiming social security disability benefits is a lengthy and difficult process and your life should be severely restricted in order to be receiving disability benefits by it so prior to filing for lupus benefit speak with your doctor and preferably a disability attorney.

Word of advice:

As mentioned earlier, getting ssi benefits for lupus disability is going to be a lengthy process with a lot of documentation and because a person has already been suffering from this illness and is in need of  financial help, looking for professional help like a lawyer/disability attorney can be an option.

Speak with people in your close circle and your doctor to see if you should go down the route of getting ssi benefits through a lawyer/disability attorney and be prepared to initial refusal and for your application to appear in front of an administrative law judge. Take their opinions.

Most lawyer/disability attorney don't take money upfront and work on a certain percentage after you've won the claim so you can do your research and if it suits you only then you go through the lawyer route to make things slightly easier for you.


Also learn: Can you get disability for depression.



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